INFOC ONESingapore SME Suite
Singapore-engineered since 2012 · Built for InvoiceNow

Run your business, as ONE.

INFOC ONE is the AI-native business suite for Singapore SMEs of 10–100 employees. Eight apps. One ledger. ONE AI on top.

CPF-accurateBuilt for InvoiceNowPDPA-consciousBuilt for SFRS
INFOC ONE Pulse home: your AI daily briefing
Product walkthrough

The problem

Your business runs on scattered tools.

Most SMEs in Singapore are juggling five or more apps to run finance, payroll, sales and stock, and every IRAS deadline turns into duct tape.

Compliance anxiety

InvoiceNow, CPF S$8,000 ceiling, IR8A AIS, GST F5, PDPA. Every authority moves on its own schedule and your spreadsheet doesn't keep up.

No real-time visibility

You see month-end numbers in week three of the next month. By then the decisions you needed to make are gone.

Too many tools

Accounting in one app, payroll in another, stock somewhere else. Nothing reconciles because nothing shares a ledger.

Why now: the 2026 compliance calendar
  • InvoiceNow mandatory: all new voluntary GST registrants✓ Effective
  • CPF Ordinary Wage ceiling rises to S$8,000✓ Effective
  • Local Qualifying Salary rises to S$1,800
  • Shared Parental Leave extends to 10 weeks✓ Effective
  • Singpass FAPI 2.0: production deadline
  • Corppass FAPI 2.0: production deadline

How it works

Three steps to live.

No phased rollout, no half-states. We migrate your books, wire your compliance, and INFOC ONE goes live with clean numbers on day one.

01

We map your books

We migrate your chart of accounts, opening balances, suppliers, customers, employees, stock and historical posts. Spreadsheet or legacy system, we handle the transfer.

02

We wire compliance

InvoiceNow registration. GST F5 profile. CPF brackets. IR8A AIS enrolment. Singpass connection. Calibrated to current Singapore statutory positions on day one.

03

ONE goes live

First close runs on INFOC ONE. Six Beacons watch your ledger. ONE Compass deploys to your team's phones. Your accountant gets a login.

The suite

Eight apps. One ledger.

Every app posts to the same chart of accounts. There's no nightly batch reconciliation between modules because there are no separate ledgers.

app.infoc.one
INFOC ONE Group Pulse: live analytics across ERP, CRM, POS, WMS, PSA, HRM and EPM, all reading from one ledger.
A separate flagship

INFOC ONE Commerce

Hosted storefronts. ONE Atelier admin. Built on the same ledger as the Suite, but sold as its own product. Buy what you need.

Talk to us

Built for

Six people. One Suite they all open.

Every role in a Singapore SME gets the surface they need, without leaving the same ledger or breaking the same Customer record.

Founder

Cash on hand, runway, where the month is heading, before your finance lead pings you with month-end.

Surfaces they live in
PulseCash runwayDecision queue
Finance lead

GL, GST F5, AR/AP ageing, journal anomalies, month-end close in days not weeks. One ledger, one source.

Surfaces they live in
GLGST F5Close calendarAudit log
Sales head

Pipeline, quote-to-cash, customer concentration, who's overdue. Same Customer record as finance. No fights.

Surfaces they live in
PipelineQuotesCustomer health
Operations

Stock turn, GRN flow, supplier lead-time, reorder points. Real numbers, not last week's spreadsheet.

Surfaces they live in
StockGRNSupplier health
People & Payroll

CPF accurate to the bracket. IR8A AIS submitted on time. Leave balances and payslips your team can trust.

Surfaces they live in
Payroll runCPFIR8A AISLeave
External accountant

Your own login. ACRA filings without seeing payroll. XBRL export. Standard chart of accounts you recognise.

Surfaces they live in
Accountant viewXBRL exportAudit trail
Business Pulse

Every morning at 8am, ONE tells you what matters.

Pulse is the home screen your finance lead, your sales head and your founder all open first. Three KPIs that actually moved. Beacon insights that need your decision.

See the 6 Beacons
app.infoc.one
INFOC ONE Pulse home: an AI daily briefing with cash, AR, AP and headcount, plus AI Cards grounded in your tenant data.

ONE AI

Six Beacons. Built on your posted ledger.

Beacons propose; humans approve. Each Beacon owns a domain. Nothing acts without you.

Finance Beacon

Bank lines, GRN matches, GST F5, AR/AP ageing, journal anomalies.

3 invoices not yet posted to InvoiceNow
0.00
Sales Beacon

Lead conversion, quote-to-cash cycle, overdue chases, customer health.

Customer X concentration now 31% of revenue
0.00
HR Beacon

Payroll anomalies, CPF brackets, IR8A correctness, leave balances.

2 employees crossing CPF age bracket next cycle
0.00
Ops Beacon

Stock turn, GRN flow, demand forecast, reorder points, lead-time drift.

Supplier ABC lead-time drifted 4→9 days
0.00
Service Beacon

Project burn, timesheet completeness, billing readiness, margin slip.

Project XJ-12 will breach budget at current burn
0.00
Compliance Beacon

InvoiceNow status, filing deadlines, statutory rate-change calendar.

GST F5 ready to file · all 15 boxes reconciled
0.00
app.infoc.one
ONE Beacon workspace: six domain agents (Finance, Sales, HR, Operations, Service, Compliance) grounded in your tenant, each citing its claim.
6 Beacons · powered by ONE Neuro

Singapore Compliance

The whole compliance map. Through 2031.

Every rate. Every deadline. Every form. Built to align with IRAS, CPF Board, MOM, IMDA, PDPC, ACRA and the Singpass / Corppass stack.

IRAS

Inland Revenue Authority of Singapore · GST F5 · IR8A AIS

Designed for GST F5 filing, IRAS AIS submission, and audit-ready transaction records as part of your GL workflow.

PeriodMilestone
Nov 2025InvoiceNow voluntary for all GST registrantsLive
Apr 2026InvoiceNow mandatory - all new voluntary GST registrantsUpcoming
Nov 2026InvoiceNow mandatory - existing GST registrants with revenue > S$1MFuture
Apr 2027InvoiceNow mandatory - existing GST registrantsFuture
Apr 2029InvoiceNow mandatory - all remaining GST registrantsFuture
Apr 2031InvoiceNow mandatory - all businessesFuture
ONE Compass

The INFOC ONE companion in your pocket.

For everyone who needs INFOC ONE without sitting at a desk: owners, finance leads, sales reps, warehouse staff. Singpass-ready sign-in. Sixteen screens. Eight jobs.

Approve
See
Sell
Move
Time
Pay
Talk
Audit
compass.infoc.one · com.infoc.compass · Singpass FAPI 2.0 ready
9:41•••
Pulse
Cash on hand
S$284,750
3 pending
→ Review
Home
Pulse
Approvals
Notif
Sell
Move
Time
Pay
Customer
Supplier
Stock
Posts

Security & data

Your data is yours.

Architectural defaults that match what Singapore SMEs need on the day a regulator, an investor or your own auditor asks the hard question.

Data lives in your tenant

Designed for database-per-tenant isolation, so your data never co-mingles with another customer's.

PDPA-aligned by design

Built to process within the PDPA framework and support PDPC's mandatory 72-hour breach notification.

Audit log on every action

Designed to capture every post, edit, deletion and login immutably, then export for IRAS, ACRA or your internal audit.

Encrypted at rest and in flight

Built for AES-256 at rest and TLS 1.3 in transit, with secrets vaulted separately from application data.

Integrations

Built to work with what you already use.

Designed to connect the Singapore stack that matters: identity, regulators, banks, payment rails, and your own advisors.

Identity
  • Singpass
    FAPI 2.0 sign-in
  • Corppass
    Business identity
Filings
  • IRAS
    GST F5 · IR8A AIS
  • ACRA
    Annual Return · XBRL
  • CPF Board
    Contribution submission
Network
  • Peppol PINT-SG
    InvoiceNow network
Payments
  • PayNow / SGQR
    Payment rails
  • Bank feeds
    DBS · OCBC · UOB · Maybank · HSBC
Partners
  • Your accountant
    Read-only login
  • Your corp-sec
    ACRA filing access
Native
  • ONE Compass
    Mobile companion
  • Webhooks / API
    Build your own
Need a connection that isn't listed? · Talk to us about your stack.

See it in action

Real screens. One ledger.

Take the full tour
app.infoc.one
INFOC ONE ERP home screen.
ERP
app.infoc.one
INFOC ONE CRM ledger and pipeline.
CRM
app.infoc.one
INFOC ONE EPM budget versus actual.
EPM
By the numbers

Fourteen years of Singapore SME work, engineered into one ledger.

0+
Years engineering for Singapore SMEs
0
Apps on a single ledger
0
ONE AI Beacons built into the suite
0
Singapore agencies built for, not bolted on
0
ONE Compass screens in your team's pocket
0
Separate ledgers to reconcile at month-end

Trusted by Singapore businesses

What Singapore business owners say.

I used to spend two full days every month on CPF submission. Now I tap approve and it's done. That's time I spend with customers instead.

Finance Manager
Trading company - 45 employees

Our accountant recommended INFOC ONE because our InvoiceNow deadline was approaching. We were live in four days and the team had confidence from day one.

Managing Director
Wholesale distribution - 18 employees

Every morning I see what's overdue, what's running low, and what payroll will cost. I used to find out these things at month-end.

Founder
F&B group - 3 outlets

About Infochola

Singapore-engineered since 2012.

Fourteen years of payroll cycles, GST filings and InvoiceNow rollouts. INFOC ONE is the consolidated suite that draws on every one of them.

2012
INFOC incorporated in Singapore
2016
Finance, payroll & POS shipped to Singapore SMEs
2020
Cloud re-architecture · ONE Atelier · ONE Prism
2024
INFOC ONE Suite v1 launched
2026
6 Beacons + ONE Compass mobile

Pricing

Three plans. One conversation.

Every Singapore SME is shaped differently: by headcount, by stock, by how many entities you run. Tell us what you need and we'll size the right plan with you.

Starter
10 – 25 employees

For SMEs getting their first integrated ledger.

  • ERP: Finance, AP/AR, GL, GST F5, InvoiceNow activation
  • HRM: Payroll, CPF, IR8A AIS, leave, payslip
  • CRM: Pipeline, quote-to-order, Customer record
  • ONE Compass mobile (single user)
  • Compliance Beacon
Share your interest
Most chosen
Growth
25 – 60 employees

For SMEs adding stock, retail and AI.

  • Everything in Starter, plus:
  • POS: Retail and F&B, PayNow on SGQR
  • WMS: Stock, multi-location, transfers
  • PSA: Projects, timesheets, billing
  • Finance + Sales + HR Beacons
  • ONE Compass mobile (whole team)
Share your interest
Scale
60 – 100 employees

For SMEs consolidating multi-entity.

  • Everything in Growth, plus:
  • EPM: Budget, forecast, multi-entity consolidation
  • All 6 Beacons (Finance, Sales, HR, Ops, Service, Compliance)
  • Advanced ONE Connect integrations
  • Dedicated implementation manager
Share your interest
Singapore office

INFOCHOLA SOLUTIONS PTE. LTD.

2 Venture Drive,
#24-01, Vision Exchange,
Singapore 608526
General: +65 6031 0102
Sales: +65 6031 0103
Support: +65 6031 0104

Get in touch

Share your interest.

Tell us about your business. We'll come back to you within one Singapore working day.

HeadquartersSingapore
Address2 Venture Drive, #24-01, Vision Exchange, 608526
Phone+65 6031 0102
Response time< 1 SG working day